The ‘VM’ Team is a specialty advising team at Fiduciary Financial Advisors that focuses on providing tailored services to high and ultra-high net worth families. We primarily work with families and investors who either have or will accumulate at least $3 million in investable assets. At that threshold, we start to see the need for more robust planning in a variety of areas with complexities that we enjoy problem solving for.

To break that down a bit more, we serve our clients through four core areas:

• Wealth Management - i.e. Investing in a tax efficient manner.

• ‘Financial Planning’ which is really a catch all phrase that for us means these: 1) proactive Tax Planning, 2) Exit from the Business planning, and 3) Retirement Planning (if the R word is important to you) - making sure you won’t outlive your nest egg and how to spend down in the most tax efficient way or pass wealth along to future generations strategically. There’s a lot of other work that wraps into these, including optimizing charitable gifting strategy, paying for college, and optimizing a financial strategy through the lens of your genetic pre-dispositions and family health history.

• Life By Design planning - using money as a positive tool to live your best life and avoid the old “money can’t buy happiness’ trap.

• Family Office ‘lite’ services - things like navigating multi-generational relationships, making sure the bills get paid, estate plan reconciliation, and working collaboratively with your other trusted Advisors to make your life easier, including CPA, Attorneys, Insurance, etc.

In addition to our expanded areas of expertise, there are two other differentiators that allow us to provide the best possible experience for our clients:

1. Your best interest first, always. We have an unwavering commitment to the fiduciary standard. It’s literally the name of the firm! We operate exclusively as advisors—no brokerage affiliations, no product sales, no commissions. We are truly independent. There are no bosses or shareholders to sway our interests. This independence ensures every recommendation serves our clients' best interests, not our bottom line.

2. Lower costs means you keep more of your own money. While we serve clients all over the US, we operate out of the Midwest, which is a significant cost advantage for you. Simply put, it costs us less to run our business than it would in the major metros. This P&L advantage allows us to pass significant cost savings along to our clients. We are committed to a significantly lower cost structure than the industry norm. This allows you to keep more of your own money in your nest egg, continuing to compound over time.

FFA was built on a simple principle: the client's best interest comes first. Always. Our approach is anti-commission, fee-only, cost-conscious, and completely transparent. We believe in data-driven decisions because, as our firm credo states: "In God we trust, everyone else must bring data"— or simply put, "Math wins."

This philosophy, combined with our deep understanding of the entrepreneurial journey, allows us to provide the objective, evidence-based guidance that business owners need to build, protect, and ultimately transition their wealth successfully.

Why I work with clients who are Business Owners & Executives:

I am a business owner myself, and the CEO of a fast growing company, AND a Certified Exit Planning Advisor (CEPA), I am passionate about helping Owners build or exit well, on your terms. Most of our clients either currently own, or have owned or run a business; many of whom we helped exit successfully. To see how we help Owners, go here.