Guido Jaramillo, CPA
Helping physicians and high-income professionals bring clarity and structure to their financial lives
Many of the people I work with are doing well financially, but haven’t had the time to step back and organize everything or think through how it all fits together.
People are balancing demanding careers, family responsibilities, and financial decisions that often become reactive rather than intentional.
Over time, this can lead to missed opportunities, unnecessary complexity, or uncertainty about whether everything is working as it should.
My role is to help simplify that.
What I do?
I work with clients to think through the financial decisions that matter most, and to bring structure to situations that often feel fragmented or unclear.
This typically includes:
Structuring income, savings, and investments in a way that supports flexibility over time
Making tax-aware decisions around contributions, withdrawals, and overall portfolio structure
Planning for retirement with a focus on long-term sustainability and optionality
Making tax-aware decisions around retirement accounts such as 401(k), 403(b), and 457 plans
Navigating major financial decisions, such as real estate, education funding, or large expenses
Helping simplify complex situations where multiple decisions are interconnected
Rather than focusing on any single area, the goal is to ensure that everything is working together in a coordinated and intentional way.
My Approach
I take a planning-first approach, focused on helping clients make better financial decisions over time.
Most people don’t have a single “big” problem. Instead, they’re making a series of important decisions, around taxes, savings, investments, and major expenses, without a clear structure connecting them.
That’s where I focus.
My role is to step back, bring clarity to those decisions, and ensure that everything is working together in a coordinated and tax-aware way.
The goal isn’t to optimize any one area in isolation, but to help you make more intentional decisions that improve outcomes over time.
Background
I spent 17 years at Johnson & Johnson working across finance, marketing, strategy, and global public health in both domestic and international roles.
Originally from Colombia, I grew up in a multicultural household speaking both Spanish and German. Over the years, I also had the opportunity to live and work in Puerto Rico, Belgium, Germany, the Netherlands, and the UK, experiences that shaped how I think about people, communication, and long-term planning across different stages of life.
Over time, I found myself increasingly drawn toward financial planning, helping individuals and families think through important financial decisions in a thoughtful and coordinated way.
My background includes degrees in business, accounting, and public health, including an MBA focused on Health Sector Management and a Master of Public Health. I am also a CPA (NJ).
I also have personal experience managing rental properties, which has influenced how I think about real-world financial decisions, trade-offs, and long-term flexibility.
Outside of work
I am based in the Lehigh Valley, Pennsylvania.
My wife and I have two boys, and much of my time outside of work revolves around their activities, coaching soccer, being involved in school, and spending time together as a family.
I also enjoy staying active (soccer, biking), working on home projects (especially woodworking), and traveling.
Getting Started:
I am currently working with a limited number of clients.
If you’re looking to bring more clarity and structure to your financial situation, I would be happy to connect.