meet: Ethan Heiden

Imagine being able to retire years earlier than you ever thought possible…

I’m Ethan, a Fiduciary Financial Advisor. My mission is to help individuals who are looking for comprehensive retirement planning for (early) retirement. I provide holistic, tax-efficient strategies that align with your lifestyle goals, income needs, and timeline.

Are you wondering what’s necessary to achieve complete financial freedom and peace of mind?

My approach is personal, transparent, and built on trust to create a tailored plan specific to you.

I believe in empowering you with the knowledge and strategies to not just dream about an early retirement, but to achieve it! Let’s work together to develop a comprehensive plan focused on achieving your goals while ensuring you can enjoy the freedom and security you deserve.

Who I help

  • My services are built for individuals and business owners who want to be intentional with their money, reduce financial stress, and build long-term wealth. If you're looking for guidance that goes beyond investment advice—like proactive tax planning, retirement strategies, and turning business income into personal wealth—you're in the right place.

  • I specialize in helping individuals in their highest earning years to plan for and implement a plan that achieves their dreams both leading up TO work becoming optional and THROUGH (early) retirement.

    This is not generic planning. Each recommendation, every step of the way is tailored to you, your situation and your specific goals.

  • financial freedom, intentionality and tax-efficiency throughout their complete financial life and who desire to live life by their design.

How I help

    • Understand when you can retire—and how to structure it on your terms.

    • Reduce taxes with optimized Roth conversions, drawdown order, and healthcare subsidies.

    • Align your accounts with your timeline, income needs, and risk tolerance.